How it works

The following finance options are available, always subject to the lender's assessment:

  • 0% APR finance available over 12 and 24 months

  • Fixed finance at 14.9% APR over 36 to 120 months

A deposit may be required and we will agree the deposit amount with you before you begin the application process.

Here is a representative example of £4,000 purchase, with 25% deposit, paid over five years (60 months) at 14.9% APR.

  • Purchase amount £4,000

  • Deposit amount £1,000

  • Total credit £3,000

  • Interest rate 14.9% (fixed)

  • Loan duration 60 months

  • Monthly repayment £69.76

  • Total repayable £4,185.48

  • Total cost £5,185.48.

* Please note the representative example provides an indication only and the exact details will be provided at the application stage.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

 

If you’re ready to apply, just click ‘Apply now’ begin the application process

 
 
 

The legal bit

Country Kitchens is an Introducer Appointed Representative of Ideal Sales Solutions Ltd, t/a Ideal4Finance. Ideal Sales Solutions Ltd is a credit broker and not a lender (FRN 703401). Finance available subject to status. The rate offered is always provisional and will depend upon your personal circumstances, the loan amount and the term.